Contractors Insurance Coverages
Contractors Insurance is needed for any independent contractors who need liability insurance and other coverage to match their specific risks.
Commonly, we see these clients investing in contractors insurance:
- Independent construction contractors
- Plumbers, carpenters, electricians and painters
- Repair people
- House and carpet cleaners
- Freelance writers, editors and graphic designers
- Independent hair stylists, and salon professionals
- Horse or dog trainers
- Renovation Contractors/House Flippers
Working independently isn’t always smooth sailing. Contractors Insurance can protect you from lawsuits, mishaps, and third party property damage that can devastate your business.
Business Owners Policy
Bundled with Contractors Insurance, you can also add in BOP (Business Owners Policy). Consider BOP in addition to general liability. BOP has the purpose of expanding the policy to cover risks that small business owners face, typically resulting in a discount on the cost of your insurance.
Additional packages that you can get through a BOP can be:
- Property Damage
- Business Income
- Commercial Auto
- General Liability
Professional liability insurance, also known as “errors and emission” or “E&O”, is a coverage you may want to consider if you have subcontractors.
E+O is a liability policy that protects you if you make a workmanship or professional mistake that causes a financial loss to a client. It provides legal defense and claim settlement if someone wants to file a claim.
Get Your Free Contractors Insurance Quote
As an independent contractor yourself, it would only make sense to work with an independent insurance agency. At Shurr, we will get you on the right track to protect yourself and the work you do. Start the process today by filling out our free quote form now!